Trying to keep up appearances is little more than a costly illness. Remember, you cannot judge someone by what they have because you don't know how they got it. Chances are they're in more debt than you are. You can save thousands of pounds each year by making small changes to your lifestyle. Become determined to increase your well being and smile when you see your neighbours with their latest purchase knowing that you are making changes to improve your life and they have probably increased their debt.
Every week try and make one or two changes or improvements to your well being, keep a diary and add up each week how much the saving is worth. You will be amazed in a years time at the improvements to your bank balance.
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