Hot Deals

310315

Burger King 2 for £4.00

http://burgerking.co.uk/splash

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290315

Free Coke Zero

https://redeem.freecokezero.co.uk/?mweb=1024

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290315

 

Get £12 off when you spend £60 on your first grocery shop using eCoupon  http://www.tesco.com/groceries/

Code

XXFNJE
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2903215

Old El Paso, stand 'n' stuff soft taco kit, smoky BBQ, £1 from farmfoods  usually £3

http://www.hotukdeals.com/deals/old-el-paso-stand-stuff-taco-kit-1-farmfoods-2175148?utm_source=dlvr.it&utm_medium=twitter

Money Saving Ideas Save £1461.00 Every Year

9.   Turning  your heating down by one just degree will save you £30 per year
Saving £30.00
Total Yearly Saving £1461.00


8.   Cheap Deodorant. How much do you pay for deodorant, is it any better than the cheap/value ones available in supermarkets ? decide for yourself ! 
 http://www.superscrimpers.com/fashion-and-beauty/product-comparison/can-cheap-deo-still-job/

Saving £37.50
Total Yearly Saving £1431.00
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7.   Buy a Breadmaker. Wake up to the lovely smell of freshly baked bread which is cheaper, healthier and has less sugar than shop bought bread.
Saving £208
Total Yearly Saving £1393.50
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6.   Meat Free Days, easily save £12 per month by having a meat free day once a week, build up to 3 meat free days and that is a massive £432 a year and a lot of fun learning new recipes.
Saving £432
Total Yearly Saving £1185.50

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5.  The National Lottery it wont be you, the chances of winning are 14million to one so most people will get small wins, ig you need to be in a lottery join the free postcode lottery, there are daily prizes and its completely free http://freepostcodelottery.com/?ref=248123
Saving £104
Total Yearly Saving £753.50
 

4.   Do you really need kitchen rolls? its an item you just drop into your basket on your weekly shop because you feel you really need it and its probably costing you two pounds per week. Have a look round at what you can use instead. try using J cloths which are re used or old towels and t shirts cut up.
Saving £100
Yearly Saving £649.50
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3.   Easily save 15 % on your petrol costs by reducing your speed from 70 mph to 60 mph this will give you a fantastic yearly saving of  £400.00.
Saving £400
Yearly Saving £549.50

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2.   Bulk-buy foods  Use the vouchers available in newspapers, Aldi usually have a £5 off £40 pound shop, I buy 3 papers @55p each and stock up on non perishables like toilet rolls and cleaning products and long use buy dates like cheese and butter, saving over a year is £137.40
Saving £137.40
Yearly Saving £149.50
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1.  How many things do you have on standby? Each product left on standby costs about £2.50 per year. I found I leave 5 things in the house on standby so that's wasting £12.50 per year, Now that doesn`t sound a lot but that is the whole point of learning to save its the small changes made over time that will make the difference . Its easy to switch them off its also easy to leave them on. The way I look at it now is I would rather have £12.50 in my pocket than let an electric company gain from my laziness.


Saving £12.50
Yearly Saving £112.50

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Stop trying to keep up with the Joneses

Trying to keep up appearances is little more than a costly illness. Remember, you cannot judge someone by what they have because you don't know how they got it. Chances are they're in more debt than you are. You can save thousands of pounds each year by making small changes to your lifestyle. Become determined to increase your well being and smile when you see your neighbours with their latest purchase knowing that you are making changes to improve your life and they have probably increased their debt.
Every week try and make one or two changes or improvements to your well being, keep a diary and add up each week how much the saving is worth. You will be amazed in a years time at the improvements to your bank balance.

Save £100 per year on kitchen rolls Wednesday 28th July

Day 1/365
Do you really need kitchen rolls? its an item you just drop into your basket on your weekly shop because you feel you really need it and its probably costing you two pounds per week. Have a look round at what you can use instead. try using J cloths which are re used or old towels and t shirts cut up.

Total saving
£100 per year

Two small changes that will save you £460

1. Easily save 15 % on your petrol costs by reducing your speed from 70 mph to 60 mph this will give you a fantastic yearly saving of  £400.00.
2. Changing your bank account can actually make you more money. If you have a least £1000 per month paid into a Halifax reward account they will credit you with £5 each month which adds up to £60 each year for nothing

Making small changes

By enlarge people are looking in the wrong places, they are looking for that amazing breakthrough. Try to understand the making small changes philosophy, understand patience, understand that how making small steps does make a difference over time. Leaving your TV on standby does make a difference, having that take away does make a difference. Have faith in the process of making small changes, making small savings every day with the magic of compounding will make a huge difference to your financial well being.

Don`t look for the big breakthrough

Rather than keep looking for a big breakthrough think about how you can improve your financial well being by making small changes. By changing the way you think its possible to achieve great things. By looking for the big breakthrough by hoping your lottery numbers come up, by hoping your bets come in is looking for a day that doesn`t exist. Some day I`ll be rich, some day I`ll win the lottery, some day I`ll be free of debt the trouble is some day never comes, the big breakthrough never happens.
Learn to make small positive changes to your financial well being every day and every week and you will , over time achieve massive improvements. Change the way you think saving money and being better off is about making those small changes.

The big break through

When we read our how to books on saving money we are looking for the big break through, we read about losing weight and crave for an instant reduction. In reality it will take time to loose weight. When we try to improve our financial well being all the information about saving money we need is out there , how to reduce your phone bill, how to reduce your debt, how to save on your shopping just look at all the information on money saving expert. So why is it so hard to improve?  

The secret

The secret is to change the way you think, no amount of how to books will help you change unless you can change your mind set. How many times have you read a how to book or read an how to article on something like loosing weight , been fully motivated you set off trying and follow the diet but fail after a few days. If how to books were the answer or the latest crash diet was the answer it would be easy and we would all be slim. All the information is available for us to achieve what we want. The information is available in books online and from loads of different sources so why is it so hard to achieve success ?

Making small changes

If making small changes is the magic ingredient why isn`t everyone doing them. The answer is because the are easy to do and they are also easy not to do. Ninety five % of the population think it doesn`t matter I`ll leave my television standby on because it doesn`t matter, I`ll just pop out for a kebab because it dosen`t matter I`ll just buy this magazine because it doesn`t matter but guess what it does matter, all these little things added together over time do matter. Ask your self are you making small changes work for you or against you.

How to make one million pounds

Did you know that saving five pounds a day for forty years would, with the miracle of compound interest earn you £1 million

Where does my money go

Notice how your money seems to evaporate, as soon as you get paid it seems to disappear at an alarming rate and very soon its the 7th of the month and you realise that you haven`t got enough money left to last to the end of the month. This is happening to 95% of the population every month and they seem to bury their heads in the sand and do very little to change because the problem seems to hard to solve. The easy answer is get a loan to help me by, its so easy one phone call, they will even fill the form in for me and guess what I can have a bit extra to show off to my workmates that all my finances are under control. Warning ! getting a loan is not the answer, it just makes the problem worse. The magic solution is to make small changes. Cutting back on spending is the same as getting a pay rise, its the same as getting a loan. small changes to your spening habits WILL make a massive difference to your financial well being over time.

Shopping downsize

Take a quick look at money saving expert and it shows you how to save a third off shopping with a saving of £1700 per year or approximately £30 per week. That's amazing and true , but the hard part is actually doing it. Just go down to your local supermarket and change everything you buy, save £30 and give your whole family a complete change of food and toiletries easy isn`t it. I tried it and it doesn`t work within two weeks your will be back buying the brands which you have been brought up on.
Having thought long and hard as to why its so hard to change when after all the savings are so massive I realised that it has taken me years to develop my shopping habits. How can I be expected to change overnight. By making small changes I was able to reduce my shopping bill without noticing. Bit by bit week by week I began to change one or two items each week. If I made a change and I didn`t like the new cheaper product I looked for another alternative. The best thing with making small changes is that you don`t notice the difference each week. Its easy to do but its also easy not to do. Within a couple of months you will find your shopping bill has been greatly reduced.